Loans

Consider Dana and Luis, buying a $400,000 house in the suburbs with $80,000 down. They need a $320,000, 30-year fixed loan. They also keep about $200,000 across a Chase checking account and a J.P...

Shopping around for a mortgage pays. Freddie Mac researchers estimated in 2023 that buyers in late 2022 could have saved as much as $600 a year by getting quotes from two lenders, and more than $...

Jordan has found a six-year-old SUV at a franchised dealer for $20,000. She plans to put $2,000 down and finance $18,000 over 60 months. She has banked with Bank of America for years and wonders ...

Maya is a rising junior studying nursing at a state university. Her federal loans and a partial scholarship leave her about $9,000 short for next year. Her parents can't cosign; one is retired on...

Picture a borrower we'll call Dana. This is a hypothetical example, not a real customer. Dana carries $19,000 across three credit cards, all charging well over 20%, and juggles three due dates ev...